Nico Van Der Hoven, CPA, CMA

A battle-hardened entrepreneur, Chartered Accountant, and Mortgage Agent with over 25 years of experience helping small business owners manage their finances and financial goals. 


I understand the challenges entrepreneurs face, such as decisions about cash flow that affect personal finances, and how integrated the business is with their personal lives and personal finances. Small business owners don't fit the standard mold and need a unique solution for their unique situation. 

It's not just about the lowest rate, it's about finding the right mortgage that offers the best solution that includes the best rate, best cash flow and lowest overall cost. 

I use RateShop as my underwriters because they consistently deliver the best options and solutions for small business owners in Ontario. 

Nico Van Der Hoven, CPA, CMA 

Mortgage Agent License M20000154 




RateShop is a dynamic, leading, independent brokerage consistently delivering some of the lowest rates in the Ontario market.


Voted the Top Independent Brokerage for 2020 by Canadian Mortgage Professional (CMP). 

As a RateShop Mortgage Agent, I have access to a dedicated team of licensed underwriters who search over 65 banks, credit unions, trust companies, and other lenders to structure the best mortgage based on your needs. 

Together we have solutions for any credit situation and deliver 

approvals for purchases, refinance, and renewals. 


RateShop further collaborates with lenders to bring exclusive rate offers and unique programs to their Mortgage Agents - and a mortgage solution for everyone! ​

By Appointment Only

180 Northfield Dr W, Unit #4

Waterloo, ON

N2L 0C7

FSCO Mortgage Brokerage License No. 12733

FSRA Mortgage Agent License No. 20000154


Waterloo Region




Surrounding Areas

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